1. Mortgage loan characteristics

Adjust sliders to model your existing home loan.

Remaining principal balance240 000 €

50 000 €250 000 €500 000 €800 000 €+

Remaining loan duration18 ans (216 mois)

3 ans10 ans18 ans25 ans

Current bank insurance average rate0.36 %

0.20% (modéré)0.36% (moyenne banque)0.60% (élevé)

Covered borrowers

Negotiated broker delegated rate0.12 %

0.06% (Jeune/Cadre)0.12% (Standard courtier)0.30% (Senior)

Negotiated broker rate: optimized from 0.12 % (100% equivalent CCSF guarantees, no extra deductible).

ESTIMATED TOTAL SAVINGS-67% sur votre prime

+20 736 €

of net savings preserved over the next 18 years

Current Bank

144 € / m

Total: €31,104

With Nynexium

48 € / m

Gain: -€96 / month

LOAN INSURANCE · NYNEXIUM SUITE

Deploy this calculator for your clients, generate instant compliance notices, and maximize insurance brokerage margins.

Insurance Code Art. L. 113-12-2 · Zero amendment fee · 100% guaranteed

Loan Insurance Savings & Lemoine Act Calculator